November 11, 2009
Bank sues woman for $50,000 mistakenly put in her account
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WINFIELD, W.Va. -- City National Bank has filed a lawsuit against a Scott Depot woman to collect $50,000 that bank officials mistakenly put in her account more than a year ago.

City National put $50,000 in Teresa Sperandio's savings account in June 2008, and did not realize their mistake until March 2009, according to the lawsuit filed in Putnam County Circuit Court on Nov. 5.

Over a 10-month period, Sperandio spent about $33,384 of the $50,000 put in her account, according to the suit.

In March, City National debited her account for the remaining $11,146 in addition to a $2,188 tax refund, the suit states.

The bank asks in its suit for the remaining $31,194, in addition to interest and attorney's fees.

According to the lawsuit, Sperandio did not start to spend the money in her savings account until November 2008, nearly six months after the bank put it in her account. 

On Nov. 10, 2008, she transferred $5,000 from her savings to her checking account.

Two weeks later, she withdrew $20,000 from the saving account and wrote a cashier's check for that amount to Eagle Research Corp., an electronics company based out of Hurricane, where she worked as the bookkeeper.

An employee at Eagle Research said the check was payment for money Sperandio owed the company, and that she left the company in July.

From December 2008 to February 2009, she made three more withdrawals of $4,000, $3,000 and $16,000, until City National realized their mistake in March.

Reach Veronica Nett at veroni...@wvgazette.com or 304-348-5113.

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Posted By: Rational (11:47pm 11-14-2009)
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This is what you wrote Taxpayer:
" 99% of those opposed to health care reform have good insurance, and 99% of those for reform don't. . . .I DO have a dog in this fight."

Getting past the spin of "budget-neutral", whether affordable health care comes your way via the public option or (god forbid) single payer, it will only happen on the backs of your fellow taxpayers. It is not a leap for me to infer from this post of yours that this is what you you desire. But apparently you believe Obama's spin. I apologize for inferring something you did not intend to imply.

But back to this bank thing. I do agree wholeheartedly with your position. Anyone who disagrees with us has a twisted sense of morals and a disregard for the law. Not sure about the privacy issue though - good point 4GOD.

Posted By: Taxpayer (6:31pm 11-14-2009)
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Hey RATIONAL. Get out your reading glasses and check my posts again. I never "asked" the govt to "give" me anything. If you look carefully I said I want to be able to "AFFORD" to buy healthcare.The $750 per month single coverage was out of my reach... Never been on the dole... never will. Sorry :)

Posted By: baddboyy (2:28pm 11-14-2009)
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Takes a bank 9 months to miss 50,000.00? Maybe they shouldnt be in the banking business. I was wronged by CNB (just 50.00) but they dont have to worry about doing me wrong again ( no longer a customer ).

Posted By: 4GOD (11:15am 11-14-2009)
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I do question CNB's decision to place her personal information in public preview in filling the case (I don’t think she would have). They released details of her transactions without regard. The case should have been simple; we mistakenly placed the money in her account and want it back. But now public information has flowed back to her previous employer and open questions on unknowns even within this posting board. The intent is questionable and appears to be a breach of Right to Privacy.

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