9. The War in Iraq is over and Afghanistan is drawing down. Peter Orszag, director of the Office of Management and Budget, has said the nation could be back on its feet by 2014, saving $140 billion.
10. The automobile industry was not only saved but turned into an American Success Story -- $96 billion in losses to personal income was avoided; 1.45 million American jobs were saved; 115,000 new jobs were created. President Obama made the call. Mitt Romney doesn't tell the real story; no private investors were willing to step up to save the industry.
11. You hear a lot of crazy talk about the president not being American. Do we say that about others born in Hawaii?
12. Does anyone really want to repeal his or her health-care benefits? The Affordable Health Care Act has moved us away from complete control by insurance companies. Insurers must now spend at least 80 percent of what they receive on health-care services, not on company profits, CEO salaries, or marketing. Medicare beneficiaries now have free preventive measures. Now, 102 million consumers no longer face a lifetime dollar limit on an insurance policy; 2.5 million adults up to age 26 may remain on their parents' insurance. No longer are 90,000 children denied by insurance companies because of pre-existing conditions. Medicare Part B has been strengthened.
13. Paul Ryan and Mitt Romney have yet to offer any ideas about job creation. I keep listening, but all I hear is criticism of what the president has done.
14. Neither Mitt Romney nor Paul Ryan tackle real budget issues. They would merely cut the budget on food stamps for needy families, and saddle our nation with a $775 billion defense budget that even the generals don't believe we need. America is better than hurting the poorest among us. Paul Ryan, a Catholic, is not supported by his Church with this budget.
15. The use of contraception is nobody's business. The Catholic Church, Paul Ryan, Mitt Romney and a number of politicians want to decide such private choices for you. Religious freedom does not mean one group of people can dictate to others.
Graf, a retired minister and former congressional candidate, lives in Charles Town.